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Do you want to learn how to save money at home? If you have been thinking about how you can save money at home then you are at the right place because I’m going to show you how to do just that, save money at home.

Simple tweaks to your daily routine can yield small savings that add up over time. Find ways to save money at home on everyday activities like grocery shopping, dining out and entertainment.

Imagine what would happen and how you would feel if you found extra money in your monthly budget.

Could you finally afford a real vacation?

Could you sock something away for emergencies? Perhaps you’d be debt-free at last.

This post will help you learn how to save money at home on everyday expenses. You can also use these tips to save more money for the future.

So how do you save money at home?

Refinance your home

Talk with your bank to see if you have the option to refinance your mortgage to a lower interest rate.

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On a 15-year $100,000 fixed-rate mortgage, lowering the rate from 7 percent to 6.5 percent can save you more than $5,000 in interest charges over the life of the loan.

And, you will accumulate home equity more rapidly, thus increasing your ability to cover those pesky unexpected home repairs.

Look at your money on a weekly basis

Even Grant Cardone does this. He sits with his family every Sunday evening to go through the family’s finances. If a 1.2 Billion dollars man does this, you should too.

Commit to sitting down with your money once a week. During this time, update your budget, review your accounts and track your progress against your financial goals.

Like any relationship, if you want your financial life to improve, you must spend time with your money.

Look at your home energy bills

Ask your local electric or gas utility for a free or low-cost home energy audit.

The audit may reveal inexpensive ways to reduce home heating and cooling costs by hundreds of dollars a year.

Keep in mind that a payback period of less than three years, or even five years, usually will save you lots of money in the long-term.

Prepare for grocery shopping

A little work before you go to the grocery store can go a long way to help you save money on groceries.

Check your pantry and make a grocery list, then use coupons and loyalty programs to maximize your savings as you shop.

Weatherproof your home

Close up the holes and cracks that let warm air escape in the winter and cold air escape in the summer.

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Your local hardware store has materials, and quite possibly useful advice, about inexpensively stopping unwanted heat or cooling loss.

Save Money At Home

Make your coffee at home

Spending $4 to $5 on coffee every day definitely adds up. So allow yourself a few days a week to buy coffee at cafés, and make it at home the rest of the time.

Keep the sun out

Keep your blinds or curtains closed during hot summer days. Blocking the sunlight really does help to keep your house cooler.

Work more

When you’re working a lot, there’s not much time left to shop and spend money. So stay busy and pursue a career you love.

Use less water

Install low-flow shower-heads and faucet aerators to reduce your water usage and water costs.

Cut laundry detergent use in half

Many laundry detergents on the market sold today are highly concentrated.

Be sure to use the smallest suggested amount. Making laundry detergent is said to be relatively cheap and easy, especially if you prefer to use greener, natural products.

Pay off debt. Budget like a boss. Reach your financial goals.

Go natural

Speaking of making your laundry detergent, using everyday items you already have around your home to clean works for many.

You’d be surprised what you can do with vinegar and lemon!

Lower the temperature on your water heater to 120 degrees

For every 10 degree reduction in temperature, you can save up to 5 percent on water heating costs.

Ditch the paper

Cutting out paper towels and using cloths and napkins that you can simply wash and reuse is a simple way to save.

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Use Coupons

We all know that couponing can save you lots of dough! Even simply couponing for those essential household staples like toilet paper and cleaning supplies can add up quickly (and so will your stockpile!)

Which other ways have you used to save money at home?

Let us know in the comment section below.

Manage Your Money Better

Below are some personal finance books I recommend to help you save more money. They have helped me a lot and I'm sure they'll help you in your journey to financial freedom.

  1. The Compound Effect by Darren Hardy
  2. Total Money Makeover by Dave Ramsey
  3. I Will Teach You to Be Rich by Ramit Sethi
  4. Master Your Money (Super Bundle)
  5. Need an extra $2,500? Get loans up to $5000
  6. Are you in debt? Get free debt consultation and find a solution to your debt
  7. Unshakable: Your financial freedom blueprint
  8. The New Money Masters
  9. Tools to make money in tough economic times

I have read about 5 out of the 7 books and I can boldly say they have helped me handle my finances better. I believe in them because they have helped me in my financial journey and I think they’ll help you too.


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